Zakat Calculator

Calculate your Zakat obligation accurately and fulfill this pillar of Islam

What is Zakat?

Zakat is one of the Five Pillars of Islam and an obligatory act of worship. It requires every Muslim whose wealth reaches the nisab (minimum threshold) to give 2.5% of their qualifying wealth annually to those in need. The word "zakat" means purification — it purifies your wealth and your heart.

Use our calculator below to determine your Zakat obligation. If your total zakatable wealth meets or exceeds the nisab, Zakat is due at a rate of 2.5%.

Current Nisab Value: $5,129.83

Calculate Your Zakat

Cash on Hand & in Bank Accounts

Money Owed to You (Loans Given)

Gold & Silver Value

Stocks & Investments

Retirement Accounts (accessible portion)

Business Merchandise / Inventory

Rental Income / Investment Real Estate

Other Zakatable Assets

Total Zakatable Wealth

$0.00

Zakat Due (2.5%)

$0.00

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The Eight Recipients of Zakat

Allah has specified in the Quran (Surah At-Tawba 9:60) exactly eight categories of people eligible to receive Zakat.

Al-Fuqara (The Poor)

Those who do not have enough to meet their basic needs and live below the standard of living.

Al-Masakin (The Needy)

Those who have some income but it is not sufficient to cover their essential expenses and needs.

Al-Amileen (Zakat Administrators)

Those appointed to collect, manage, and distribute Zakat funds on behalf of the community.

Al-Mu'allafatu Qulubuhum

Those whose hearts are to be reconciled — new Muslims and those inclined toward Islam who need support.

Ar-Riqab (Freeing Captives)

Those in bondage or captivity. In modern context, this includes helping free those from debt slavery or human trafficking.

Al-Gharimeen (Those in Debt)

Those burdened with debts incurred for legitimate needs and are unable to repay them from their own resources.

Fi Sabilillah (In the Cause of Allah)

Those striving in the cause of Allah, including efforts to spread Islamic knowledge, da'wah, and community development.

Ibn As-Sabeel (The Wayfarer)

Travelers who are stranded or in need of assistance, even if they are wealthy in their home country.

إِنَّمَا الصَّدَقَاتُ لِلْفُقَرَاءِ وَالْمَسَاكِينِ

“Zakah expenditures are only for the poor and for the needy and for those employed for it and for bringing hearts together and for freeing captives and for those in debt and for the cause of Allah and for the traveler — an obligation imposed by Allah. And Allah is Knowing and Wise.”

— At-Tawba 9:60

Frequently Asked Questions

Zakat is an obligatory form of charity — one of the Five Pillars of Islam — that must be paid by every Muslim whose wealth meets the nisab threshold. Sadaqa is voluntary charity given at any time, in any amount, with no minimum requirement. Both are highly rewarded by Allah.

The nisab is the minimum amount of wealth a Muslim must have before Zakat becomes obligatory. The current nisab value is $5,129.83, which is equivalent to the value of 87.48 grams of gold or 612.36 grams of silver. If your total zakatable wealth is below this amount, Zakat is not obligatory on you.

Zakat is due once a full lunar year (hawl) has passed since your wealth reached or exceeded the nisab threshold. Many Muslims choose to pay during Ramadan for the multiplied reward, but it can be paid at any time during the year.

No. Zakat is not due on personal assets you use daily, such as your primary residence, personal vehicle, furniture, or clothing. It applies only to wealth that has growth potential: cash, savings, investments, gold, silver, business inventory, and similar assets.

ICOSF accepts Zakat and distributes it to eligible recipients within our community in accordance with the eight Quranic categories. We maintain transparent records and ensure your Zakat reaches those who qualify. Zakat is not used for general masjid operations — it is kept separate and given only to eligible individuals.

Still Have Questions?

Reach out and we will help clarify your Zakat questions, insha'Allah.

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Pay your Zakat securely through our donation portal. ICOSF ensures your Zakat is distributed to eligible recipients in our local community.

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